Money and Freedom with Beile Grünbaum

Invest or Pay Off Debt? The Good, the Bad and the Ugly Debt and How to Get Out of Debt Fast | EP 20

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In this episode of Money and Freedom, Beile discusses the relationship between debt and investment.
She emphasizes the importance of understanding different types of debt, the risks associated with using debt to invest, and provides practical strategies for overcoming debt.
The conversation highlights the significance of financial education, budgeting, and the mindset needed to build wealth after addressing debt.
Chapters
00:00 Invest or Pay Off Debt? Quick Debt Overview & Why It Matters
01:15 Reason #1 – Invest When Returns Beat Interest Rates
02:10 Reason #2 – Build Investing Experience & Compound Knowledge
03:00 Reason #3 – Motivation: Watch Your Wealth Snowball
03:30 Avoid Leverage: Why Borrowing for Stocks Can Wipe You Out
04:00 Good Debt vs Bad Debt: Mortgage, Student Loans, Business
04:30 How to Get Out of Debt Fast
08:00 Trick #1 – Spend Less Than You Earn
08:50 Trick #2 – Pay Up-Front & Ditch Credit-Card Fees
09:20 Trick #3 – Minimalist Spending: Stop Impulse Buys
10:00 Trick #4: Think in the Future
10:20 Trick #5 Your Income
12:30 Trick #6: Invest and Use Compounding for You

Mohnish Pabrai’s Coach Reveals What Defines an Intelligent Investor | EP 19

Grab your free investing e-book here: https://moneyandfreedom.com/ebook/
Mohnish Pabrai didn’t build his investing career alone.
He had a coach.
In this episode of Money and Freedom with Beile Grünbaum, I sit down with Jack Skeen, the coach who helped Pabrai uncover the personal clarity and emotional discipline that ultimately led him to launch a hedge fund.
We explore:
• What defines an intelligent investor
• How self-awareness affects your financial choices
• Why emotional traits like patience and focus matter more than technical skill
• The exact roadmap Jack used with Pabrai, and what you can reflect on for your own journey
This isn’t about becoming someone else.
It’s about understanding who you are and investing with that clarity.
 
Chapters: 00:00 Meet Mohnish Pabrai's coach, Jack Skeen
02:50 Coaching Mohnish Pabrai to 0pen a Fund
10:40 Which personality traits makes an intelligent investor?
14:00 How to choose good people around you
17:00 Emotional intelligence when investing
21:20 3 ways of living

5 Lies Killing Your Investment Returns (And What to Do Instead) | EP 18

To download your e-book or checklist in English, click here.
For Danish click here.
Are these myths quietly ruining your returns?
In this solo episode, I break down 5 common lies that keep investors stuck — including why people think investing is too risky, why you don’t need to be rich or brilliant to succeed, and why trying to time the market almost always fails.
You'll learn:– Why volatility can be your best friend– Why you don’t have to be rich to get started (and how compounding really works)– Why you don’t need a fancy degree or high IQ– Why the market isn’t efficient — and what that means for you– Why waiting for a crash is the wrong move– What to do instead of timing the market
If you're ready to improve your investment returns and build real financial freedom, this episode is for you.
....................
00:00 Myth 1 – Is the stock market too risky?  02:00 What it felt like to invest through the Financial Crisis  05:55 Why volatility and crashes are actually great news  08:00 Myth 2 – Do you need to be rich to invest? (Compounding explained)  11:00 Myth 3 – Do you have to be highly intelligent to succeed?  11:54 Myth 4 – Is the stock market efficient? (Meet Mr. Market)  21:20 Myth 5 – Should you wait for a crash? (Why timing doesn’t work)  26:48 What to do instead – Use a checklist and calculate owner earnings

Ashrams, Ayahuasca & Releasing Female Investors from Bound Feet (Mar Häusler part 2)| EP 17

Mar Häusler was a trader in the City of London during the financial crisis — chasing millions on the trading floor. Then she walked away from all of it. What followed was a decade-long journey into Burning Man, ayahuasca, and ashrams across the world.
In this episode, Mar and I talk about what so many female investors are still bound by today — not just fear, but inherited trauma, silence, and social roles that were never designed for us.
We explore what it means to truly feel safe with money, why hoarding is not the same as investing, and how financial freedom requires inner freedom first.
Remember you can unbind yourself a little today by downloading this investment guide here. 
 
Timestamps:
00:00 Recap - Leaving the City of London
03:50 From burnout to Burning Man
06:15 Ayahuasca: a rabbit hole of self-discovery
18:30 Bound feet: Overcoming generational trauma
22:00 Female investors must overcome inequality
34:40 Overcoming fear and greed with gratitude
 

She Made €100 Million and Walked Away (with Mar Häusler, Part 1 | EP 16

Behind the deals, strip clubs, and jet-set finance — something was breaking.
In this episode of Money and Freedom, I talk to Mar Häusler — a former trader who lived through the 2008 Financial Crisis from the inside. At just 25, she was working 19-hour days in London, trading through market collapse, living on adrenaline and Red Bulls, skiing with the boys, and taking client calls from strip clubs.
She made €100 million for the bank — and then walked away.
This conversation goes beyond finance. It’s about burnout, golden handcuffs, and the hidden cost of ambition. It’s about being a woman in a world where power still plays by old rules. And it’s about what it really takes to step off the path everyone else applauds.
🔑 In this episode:
Trading through the 2008 crash
What it was really like to be one of the only women on the floor
Red Bulls, Vegas, private jets — and the pressure beneath it all
Burnout and the wake-up call
Why walking away might be the smartest move you can make
📌 This is part one. In part two, we explore what happened next: Burning Man, ayahuasca, and redefining success on her own terms.
 
What we discuss:
0:00 – Welcome & Episode Intro01:00 – Why Mar Craved Money02:30 – 19-Hour Working Days05:10 – How Women Trade Differently07:40 – The Tea That Changed Everything11:30 – Adrenaline, Red Bulls, & Beyond15:40 – When Lehman Brothers Collapsed20:30 – The Highs: Private Jets, Vegas & Black Pistes22:30 – No #Metoo Moves in Finance
You can find Mar Häusler on YouTube here. 
You can download your free investing book here. 
 

How to Set Bigger Goals, Shift Your Mindset, and Manifest Like an Investor | EP 15

Start manifesting: get your one-page Money Goal Card 👉 here.  Danish version 👉 here. 
In this episode, I unpack my biggest takeaways from a recent Mindvalley event on manifestation — featuring teachings from Vishen Lakhiani, Roxy Nafousi, Regan Hillyer, and Dr. Joe Dispenza.
I reflect on what manifestation means, how it intersects with wealth building, and why belief, worthiness, and emotional regulation are at the heart of both spiritual growth and smart stock market investing.
📍 Chapter Markers0:00 — Introduction & Overview of Manifestation and Wealth
0:52 — Mindvalley founder Vishen Lakhiani: How to Choose the Right Goal
9:48 — Roxy Nafousi’s 7 Manifestation Steps
29:00 — Joe Dispenza: Remember Your Future
36:00 — Why Manifestation Mindset Matters for Investors 
 
 

Emotional Intelligence and Money: How to Use Your Feelings to Attract Wealth | EP 14

In this episode of Money and Freedom, we dive into the critical connection between emotional intelligence and money — and why your emotional state matters before you invest or spend.
Have you ever made a financial decision you later regretted? The truth is, many of us act from fear, scarcity, or impulse — not because we lack knowledge, but because we ignore how we feel.
You’ll learn:
How your emotional state influences investment decisions
Why your body doesn’t distinguish between spending and investing
How a scarcity mindset keeps you stuck — and how to shift to abundance
The role of emotional intelligence in wealth building
Personal stories about growing up with a rational father and a free-spirited mother
The surprising connection between garlic, Portugal, and arbitrage
From inherited beliefs to intuitive decision-making, this episode explores how to tune into your emotions before making financial choices, so you can build wealth from a place of clarity, confidence, and inner alignment.
Whether you're a seasoned investor or just starting out, this conversation will deepen your understanding of how your money mindset and emotional awareness work together to attract wealth.
🎁 Download your free e-book Free Yourself here.
📘 For the Danish version, click here.

Warren Buffett’s Last Meeting: 7 Takeaways from Omaha 2025 | EP 13

At the annual meeting of Berkshire Hathaway, Warren Buffett announced that he’ll step down as CEO — marking the end of an era.
In this episode, I share 7 powerful lessons from what may have been his final annual meeting in Omaha. We talk about how Buffett sees the market today, what matters when you invest, and the life advice that stayed with me long after the meeting ended.
This is about more than stocks — it’s about mindset, legacy, and making wise choices in an uncertain world.
Whether you’re a long-term investor or just curious about what we can all learn from the Oracle of Omaha, this episode is for you.
To learn more about thinking, calculating and investing like Warren Buffett, download your free e-book here. 
 
 

Rent or Buy a House? What You Can Learn from My Decisions | EP 12

In this episode, I break down the rent-vs-buy decision using real-life examples from my own journey in Portugal as an expat.
We’ll look at both the financial and emotional sides of housing. It’s not just about numbers — it’s also about freedom, flexibility, and the kind of life you want to build.
Whether you're just starting out or considering a move, this episode will give you a grounded perspective on what’s right for you. I’ll also share a simple hack to help you run the numbers for your own situation and location.

Why You Should Attend Berkshire Hathaway's Annual Meeting + My Top Tips for Making the Most of It | EP 11

In this episode, we dive into one of the most exciting events in the investing world – Warren Buffett's annual meeting in Omaha.
If you've ever wondered why so many people flock to Berkshire Hathaway Annual Meeting each year to hear from Warren Buffett speak, this episode is for you.
I share why you should make it a priority to attend, along with my top tips on how to get the most out of the experience.
Whether you're a long-time shareholder or just curious about what happens behind the scenes, this episode will give you all the insights you need to prepare for the 2025 meeting.
Tune in for the ultimate guide to making your trip unforgettable.
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